Financing
Pool Financing Options – Flexible Payment Plans for Your Pool
At Mid-South Perfect Pools, we believe that owning a pool should be as affordable and stress-free as possible. There are many financing options to help you turn your backyard into the oasis you’ve always dreamed of—without breaking your budget.
Why Finance Your Pool?
Many homeowners choose to finance their pool rather than pay upfront because it allows them to:
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Install their pool sooner instead of waiting years to save
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Enjoy flexible payment plans that fit their budget
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Keep cash on hand for other home improvements or emergencies
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Upgrade their pool design with extra features like upgraded stone coping, waterfalls, and tanning ledges
With our financing partners, you can get approved quickly and start building your dream backyard without delay!
Best Pool Financing Options
There are a variety of inground pool financing options, including:
1. Unsecured Personal Loans for Pool Financing
An unsecured personal loan allows you to borrow money without using your home as collateral. This is a great option if you have a strong credit score and want a quick approval process.
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Fixed interest rates for predictable monthly payments
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No home equity required—your assets remain secure
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Fast approval—get funds in as little as 24-48 hours
BEST FOR: Homeowners who want a straightforward, no-collateral loan.
2. Home Equity Loans – Use Your Home’s Value to Fund Your Pool
A home equity loan lets you borrow against the equity in your home. This option offers lower interest rates compared to personal loans.
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Lower interest rates than unsecured loans
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Fixed payments for stable monthly budgeting
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Potential tax benefits—consult a tax advisor for details
BEST FOR: Homeowners with available home equity looking for lower monthly payments.
3. Home Equity Line of Credit (HELOC) – Flexible Pool Financing
A HELOC is a revolving line of credit that allows you to borrow only what you need. This is ideal for large backyard renovation projects, including pool installation, decking, and landscaping.
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Flexible borrowing—take out funds as needed
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Interest-only payments during the draw period
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Lower rates than personal loans
BEST FOR: Homeowners who want flexible, long-term financing.
Pool Financing Through Our Trusted Lender, Lyon Financial
At Mid-South Perfect Pools, we work with a top-rated financing provider who specialize in pool loans:
Lyon Financial has been the leader in swimming pool financing for over 40 years, offering:
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Loan terms up to 30 years for low monthly payments
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Fixed interest rates with no prepayment penalties
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No equity required—perfect for all homeowners
Apply for Lyon Financial Pool Financing
How to Apply for Pool Financing
Applying for pool financing is fast and easy. Here’s how it works:
Step 1: Choose Your Financing Option
Review the loan types and decide which financing plan works best for your budget.
Step 2: Submit Your Application
Most lenders allow you to apply online in minutes, and some provide instant pre-approvals without affecting your credit score.
Step 3: Get Approved & Start Building Your Pool!
Once you receive your loan approval, we can schedule your pool installation—so you can start enjoying your pool sooner!
We serve Memphis, Germantown, Collierville, Bartlett, Arlington, Lakeland and beyond!
Don’t let cost stand in the way of your dream pool! With flexible financing options, you can install your pool now and pay over time.
Turn your backyard into the ultimate retreat—apply for pool financing today!
